business

How PayEm increases our reliance on technology

We all live in a world where technology is adapting to our civilised routines and it has become a part of our lifestyles, so much that technology can literally do everything for us, so much as pay

We all live in a world where technology is adapting to our civilised routines and it has become a part of our lifestyles, so much that technology can literally do everything for us, so much as pay for friends’ birthday meals or putting money into a fund. This year an app called PayEm will be launched in order for you to, well pay for your order.

A customer can register their mobile phone details and link an account to the service. So that’s putting your mobile phone number and bank account details online and over your mobile phone and with a limit of £250 limit a day, what could go wrong?

Risks outweigh the pros

The PayEm app is integrated with bank companies and smart phones. However people who do not have smart phones (smart move, they are addictive little buggers) can register their mobile phone and banking details online to accept payments through the PayEm website.

All of this sounds fine and dandy but there is one thing that is circulating my mind, how safe is this and how far can technology go before it takes over our lives?

Not just using the app as mentioned but using the sites that involve providing bank account information is worrying. With technology as strong as it is, what is to say there has been a hack into the site and thus your details leaked?

I’m especially cautious

With countless stories that you hear about hacking scams there is no such thing as reliability anymore. Some sites provide a green filter on the web addresses for which means it is security tight and users can be safe when logging in personal details.  

However even that for me personally does not convince me, as I have been a victim of the online hack. My email account which does have the security safety sign featured on the website has once been invaded into. I had contacted my email provider and they could not provide me with an answer as to why my email account had been hacked into. Now I change regularly change my passwords for all my online accounts.

Technology is becoming so advanced these days that it is over my head. As a budding journalist it is my job to keep up to date with the World Wide Web but with a new app or updating app with what feels like everyday it is hard to keep up.

I am no mystic meg, but I think that one day in the future if I look into a reflection of my smart phone, our lifestyle will be taken over by technology. We won’t even need to lift a finger because there will be an app for that.

I picture the world being like Wall-E, people lying upon hover boards waiting upon the robots to serve us humans.  Thus we will become a replica of a fat sausage.

Just be aware of that robot that is featured in the Confused.com advert, he is coming to get you.

What do you think? Have your say in the comments section below.